Take payments on your WooCommerce store via PayGate (direct method). The PayGate payment gateway extends WooCommerce by allowing the customer to make payments using either the PayGate PayWeb or PayGate PayXML merchant facilities. PayGate is a trusted and specialist credit card payment services provider that has been operating since 1996 and works with all major financial institutions in South Africa. PayGate XML is a direct payment gateway. Therefore an SSL certificate is also required to ensure your customer credit card details are safe.